Here’s How To Fund Study At American Universities

Written by Pareeshti Rao

"You can make anything by writing" - a great man once proclaimed. On both a professional and personal level, I'd regard it as fuel for my soul.

April 20, 2021

Whether you’re pursuing your higher studies from a public university, private university or a community college, there are many expenses that will be associated with your studies. Let us all face it; the cost of studying in the US is an expensive affair. We have come up with some life-saving hacks that will help you understand how to fund study at American universities.

While you may consider making compromises by choosing a more affordable university as a solution to avoid expenses; we’ll show you how to study at the university of your choice and manage your funding for a happy student life. The table below depicts the average tuition fees of studying in the US universities. Knowing your expenses is crucial to planning how to fund study at American universities.

DegreeTuition Fees (USD)
English language studies$700 – $1200  per month
Undergraduate bachelor degree$20,000 – $40,000 per year
Graduate degree$20,000 – $45,000
Doctoral degree$28,000 – $55,000
Community colleges$6,000 – $22,000

Keep in mind that these are only the tuition fees. During your period of study in an American University, you will come across other expenses such as accommodation, travel & transportation, living expenses, and many other miscellaneous expenses. Do not get overwhelmed by these costs. There’s always a way of figuring out things because being able to manage your expenses is key to a student’s survival in the US. Given below is a chart that depicts the different sources a student can use to fund study at American universities.

Types Of Funding For Study In The US Universities

Take a look at the chart below to get an idea of various sources that could help fund your education in the US for one academic year.

Source: EducationData

Ideally speaking, there are many ways to fund study at American universities and they include:

  • Private/Family Savings: The first source of funding anyone would resort to would be their savings. In the chart above, about 39.54% of the funding is from parents’ contribution. However, do remember that you have a list of expenses on your plate and there are chances that your savings won’t suffice. So, keep other options open. 
  • Scholarships: You can fund about 24.95% of your studies with the help of  scholarships to study in the US. These scholarships could either be provided by the government, or US universities, or via external organizations. We will be elaborating on this in the later section.
  • Education Loans: More often than not, scholarships may not altogether suffice and pay for all of your expenses. At such times, education loans come handy and do the needful. As you can see in the chart above, student loans contribute to 10.64% of the funding.
  • Student Income/ Part-Time Jobs: Universities in the US allow their students to undertake part-time jobs that often help them to cover all their other expenses.
  • Alternatively, there are students who study the elaborate costs involved in studying in the US well in advance, say at least a year before. They may then start saving up for college in many possible ways that they can. This contributes a small percentage to fund study at American universities.

International Scholarships To Study In The US Universities

Since scholarships contribute significantly towards your education and stay abroad, we decided to list a few scholarships that we think could be of use to you. 

Fulbright Foreign Student Programme

The Fulbright Student Programme is a scholarship that will help fund study at American universities for international students who want to pursue their tertiary studies and research programmes in the USA. The programme is open to students from more than 150 countries. Every year, it produces more than 4,000 Fulbright scholars.


The grants are subject to availability of federally-approved funds. The scholarship will cover your Medical expenses, 24/7 support for urgent and non-urgent situations. The scholarship also covers the scholar’s round trip to the host country, room and costs of living expenses for the students based on the cost of living in the home country. 

The Hubert H. Humphrey Fellowship Programme

The Hubert H. Humphrey Programme supports students from developing countries to pursue a non-degree graduate course and fund study at American universities for a period of 10 months. These scholarships provide hands-down professional experiences via enhancing practical skills. This fellowship is awarded in the fields of:

  • Agricultural and Rural Development
  • Communications/Journalism
  • Economic Development
  • Educational Administration
  • Planning and Policy
  • Finance and Banking
  • Environmental Policy, and 
  • Climate Change

Berows International Scholarship Programme Test

This programme helps international students fund study at American universities who have proved outstanding academic capabilities during their entire course of study. These scholarship benefits are provided in order to motivate students to research and work independently. In order to qualify for this programme, students are required to appear for the BISPT exam which will be conducted online. Students applying for this programme will have to provide their contact information so that they can get updates regarding the examination dates and results on their registered mobile number and email id. The winners of this competition will be ranked from 1 to 220 and will be awarded with USD $702 for the toppers with additional provisions of laptops and access to online courses.

Fund Study At American Universities: Education Loans

You can always apply for a student loan if you do not fit into the eligibility criteria of getting scholarships. However, use student loans as your last resort only. You will require an American citizen to be a guarantor on your loan. Also, remember that you are eligible for a loan only if you have good credit scores. Loans come handy even at the time of application where you will have to show proof of ample funds. Keep a tab on your interest rates and repayment schedules and plan well in advance.

Fund Study At American Universities: Part-Time Jobs / Income

Here below, are the list of a few part-time jobs that students in the US can take up during their period of study.

  1. Library Monitor
  2. Teaching Assistant
  3. Tour Guide
  4. Peer Tutor
  5. Academic Department Assistant
  6. Campus Tech Support
  7. Babysitter
  8. Barista

We hope you enjoyed reading this blog on Fund Study At American Universities. If you wish to read more, here are some blogs that we think you will enjoy reading – 

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